The Vision Premier card is a prepaid Visa debit card. This card will provide you with free direct deposit and you can use your card online and over the phone for purchases.
The Vision prepaid card is issued by the Bancorp Bank, a member of the FDIC. Your prepaid card is safer than carrying cash and will provide you with a $0 Visa liability policy just in case your card is ever lost or stolen.
Vision Prepaid Card Works Just Like A Checking Account
The Vision Premier prepaid debit card will work just like a checking account except you will never pay an overdraft fee. You can use free bill pay, to have a check sent to pay any of your bills. To use this you will log in to your online prepaid card account, and go to the bill pay section.
Next you enter the name of the business or person you want to pay, the amount of your payment, and the date you want the payment sent. That’s it! On the designated date, you will have a check mailed from your Vision prepaid account in your name to pay your bills such as: cable, rent, car loan, utilities, etc. And you will not pay any interest fees or late fees with the Vision prepaid card.
Vision Prepaid Card Fees
- One-time activation fee of $9.95
- Monthly fee of $9.95 or $7.95 if you use direct deposit
- $2.50 ATM fee
- Free customer service if you use direct deposit
- Otherwise the first 30 days are free and then you are charged $1.95 per call after that
You can avoid paying an ATM fee by asking for cash back when you make a purchase in a retail location. This is completely free.
- Free Savings Account
With your Vision Premier card you can sign up for a free savings account that will earn 5.65 APY%. This is simply to encourage savings for a rainy day. You can also sign up for free e-mail and text alerts about your account activity.
- Get 1% Cash Back On Gas Purchases
According to the Vision prepaid card website you can earn 1% cash back on your purchases for gasoline. You don’t have to do any extra work except use your Vision prepaid card to buy gas. And then Vision Premier will deposit 1% cash back directly to your prepaid account.
How To Deposit Money On The Vision Prepaid Debit Card
You can deposit money by direct deposit for free. To use this you simply print up a form from your online Vision prepaid account, fill out the form, and turn it into your employer or government benefits provider.
Typically within two to three pay periods your checks will be directly deposited into your Vision prepaid account. This can help you avoid expensive check-cashing fees. You can also use PayPal to deposit money. And sign up for your tax refund to be directly deposited into your prepaid account.
You can also cash directly to your account at over 100,000 locations nationwide including: MoneyGram, Western Union, Ace Cash Express, Visa ReadyLink, PreCash locations, buying a MoneyPak at retailers, and by purchasing a REloadit pack from a retailer.
You can buy a MoneyPak at Walmart, CVS, Kmart, Kroger, Rite Aid, 7-Eleven, Walgreens… Another great benefit is you can transfer money from one Vision card to another Vision card. This can be used to help loved ones financially, or to start teaching your children or teenagers about money management.
If you are in the market for a prepaid card the Vision Premier prepaid card looks to be a good one. The $9.95 monthly fee is pretty standard among prepaid cards. And we have yet to review another prepaid card that offers you cash back on your gas purchases. To apply visit http://www.visionprepaid.com/.
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