The Vanilla Visa Gift Card is issued by the Bancorp Bank, and they are a member of the FDIC. This should not be confused with the My Vanilla Debit Card.
How The Vanilla Visa Gift Card Works
Instead, of giving a friend or family member a gift card to Best Buy or their favorite retail shop or cash, you can give them a Vanilla Visa Gift Card which can be used at any of their favorite retailers. It is a way of giving someone cash as a gift, but instead your giving them a gift card.
This gift card can be used anywhere for purchases in the United States. However, it is not accepted outside of the United States. In other words, this is not a Visa card that can be used if you are traveling abroad.
How To Get The Vanilla Visa Gift Card
You will need to purchase a Vanilla Visa Gift Card at a retail location. These are available in many popular retailers including:
- Dollar General
- Office Depot
- And More
When you purchase this gift card you are going to pay an activation fee. Below we have listed the Vanilla Visa Gift Card amounts you can purchase. Along with the activation fee next to each card amount.
- $25 – up to $4.95 activation fee
- $50 – up to $5.95 activation fee
- $100 – up to $6.95 activation fee
- $200 – up to $7.95 activation fee
This gift card works similar to a prepaid Visa credit card. However, you can not reload or add money to this Vanilla Visa Gift Card.
How To Get Cash
You can not. Unlike with prepaid credit cards if you have a Vanilla Gift Card you can not get cash from an ATM, or by asking for cash back at a retailer. You must use the money on your Vanilla Visa Gift Card for purchases.
The Vanilla Visa Gift Card does have some great features, starting with you do not have to provide any identifying information. Immediately, after you purchase the card it can be used. It will be accepted online and you can pay at the pump with it, and everywhere Visa debit cards are accepted. This includes millions of retailers.
There are no additional fees after you pay the activation fee. This is paid when you purchase the Vanilla Visa Gift Card. It is safer than carrying cash. There is no credit check and no monthly debit card fees.
Once you get your Vanilla Visa Gift Card you can use it for purchases by selecting credit when you make a purchase. Additionally you can create a pin number and use your card as debit but that is not required.
We get that giving a gift, that someone will actually use is far better than re-gifting a sweater from your in-laws. Maybe, we are living in the past. But, we believe giving cash is a much more effective, cheaper, and enjoyable way to give a gift, than purchasing the Vanilla Visa Gift Card.
There are a number of reports from consumers complaining about the customer service or lack of good customer service. Please, use caution before giving anyone your hard earned money. Double check the fine print of any prepaid gift card, reloadable debit card, and credit card. For more details about the Vanilla Visa Gift Card visit https://www.vanillavisa.com/.
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