The MyVanilla Prepaid Card is a Visa debit card. This means you must first deposit money on your Vanilla prepaid account.
Then you can use your prepaid card for purchases. The MyVanilla prepaid debit card can easily be confused with the One Vanilla Gift Card and the Vanilla Visa Gift Card.
The prepaid gift card is also issued as a MasterCard.
The gift card is just like the MyVanilla prepaid card. Except it does not require your name and personal information.
MyVanilla Debit Prepaid Card
The MyVanilla Prepaid Visa does not require a credit check. Your money is FDIC insured up to $250,000.
You will be issued a personalized card with your name on it and you have access to direct deposit.
Additionally, you will be given tools to help you manage your money easily online.
The MyVanilla Prepaid Visa is issued by the Bancorp Bank and offered exclusively by InComm.
With the MyVanilla Debit Card you will be protected under the Visa $0 Liability Policy.
This means that just in case your MyVanilla Prepaid Visa is lost or stolen, you can report it.
And you will not be responsible for any fraudulent or unauthorized transactions or charges.
How To Get The MyVanilla Prepaid Debit Card
You can apply for the MyVanilla Debit Prepaid Card by visiting: http://www.myvanilladebitcard.com.
You can also purchase it at retail locations such as CVS, Office Depot, Rite Aid, Hess, and many more locations.
Fees For The MyVanilla Prepaid Debit Card
There is no monthly fee for this prepaid debit card. You will however have to buy a prepaid card at a retail location.
You can apply online without a fee. If you purchase the MyVanilla prepaid Visa.
According to their website it will cost you up to $3.95. There is also a reload fee.
This is a fee you will have to pay every time you deposit money on your Vanilla prepaid account.
According to the website you can be charged up to $3.95 to deposit money on your prepaid card, unless you use direct deposit.
You can use the Vanilla reload network and deposit funds on your prepaid card instantly.
You will need to purchase a reload pack at a participating retailer.
Then, call a 1-800-number, enter your pin number for your card, and your money is deposited.
You can also purchase a reload pack in any amount from $20 up to $500.
Additionally some retailers may allow you to instantly reload your card at the register.
In other words, all you have to do is purchase the reload pack and the retailer would do the rest.
After your purchase of the reload pack your money would instantly be deposited on your Vanilla Prepaid Debit Card.
MyVanilla Prepaid Debit Card Review
If you are looking for a good prepaid Visa card, then the MyVanilla Prepaid Card may be the right choice for you.
This is a very competitive fee structure offering you $0 monthly fee.