SKO Brenner American is a third-party independent collection agency. They are headquartered in Farmingdale, New York. According to their website, their roots date back to 1913 in the collection industry.
There are numerous reports of SKO Brenner American collecting on small debt accounts. We came across one report that says they are collecting on a $45.89 Proactiv Acne Solution account. Among many other small ticket accounts.
Despite these small debt accounts SKO Brenner American works with a group of 3,000 lawyers. These lawyers will work to file civil lawsuits against consumers for repayment. This means they have the resources to file a civil lawsuit against you.
In other words, they can sue you for payment. This can result in a judgement against you and on your credit report. This can cause liens to be placed against you, wage garnishment, and potentially even asset seizure for repayment.
SKO Brenner American
40 Daniel Street
PO Box 230
Farmingdale, NY 11735
Phone number: 1-800-669-5208, 1-800-645-3390
3 Tips To Dealing With SKO Brenner American
1. Debt Validation
If you are currently dealing with collection agencies, the first step is to request debt validation. This is your legal way of saying prove this is really my debt. SKO Brenner American will have to respond within 30 days of receiving your validation request.
They will have to provide you evidence that they own your account. And that your account is within the statute of limitations to collect on. If they do not validate your debt, you are no longer legally responsible for repayment.
And SKO Brenner American is required to contact the credit bureaus to remove collections from credit report files about this debt. You can request validation by sending a validation of debt letter.
If you have other negative information on your credit report. It may be in your interest to hire a credit repair company. They will perform the debt validation process on your behalf. In addition, to cleaning up bad credit report items.
2. Negotiate A Settlement Agreement
If your account is validated. Then, you will need to negotiate a settlement agreement. It is key that you negotiate to pay only a fraction of your balance. This is a common tactic to negotiate a payment for less than the balance.
In exchange for your payment. You must get SKO Brenner American to agree they will send a deletion request to the credit bureaus. This deletion request is what will remove the bad credit item about this debt from your credit report.
If you don’t get this agreement. After you make your payment. The listing will simply be changed to a paid collection on your credit report. This is still a negative item that will damage your credit score.
3. They Are Suing You
If you are being sued, we would encourage you to hire a credit attorney. They can help protect your rights and your credit report from a judgment. You will be notified of your court date.
And even if you do not have legal representation or money to make a payment. It is important that you still appear on your court date. If you do not show up, the judge will have no choice but to award a judgment against you.
At the end of the day, your credit score is just like your Grade Point Average (GPA) in school days past. It doesn’t matter if you’re acing all your classes, if you’re failing Gym class, because this one negative mark will decimate your overall GPA.
This is also true of your credit score. And why it’s so essential to get your credit clear of dings, blemishes, and negative items. We encourage our members to consider professional, legal, and legitimate credit repair agencies to help with this.
Because in 2016 alone, over 9 million negative items were removed from consumer’s credit reports. One of the best firms is the Credit Pros. They’ve helped client’s successfully remove collections, late payments, charge offs, judgements, liens, and many more negative credit report items.
Get a free credit consultation with a certified FICO professional by calling toll-free 1-877-418-7596. And for more tips, techniques, and strategies to fix my credit with Dan Willis, sign up for our free newsletter and join our congregation.
Get a FREE Credit Consultation 1-877-418-7596