Grant and Weber is a large debt collector. They are headquartered in California. If you are being contacted by them it is regarding payment for a debt. You may also have discovered collections from them on your credit report.
Who is Grant & Weber?
Grant & Weber is a debt collection agency that has been in business since 1977. Their expertise is collecting on delinquent insurance billing and charge off debt accounts.
Grant & Weber
26575 Agoura Rd
Calabasas, CA 91302
phone number: 1-800-333-1656
How To Deal With Grant and Weber
1. Request Validation Of Your Debt Account
If Grant & Weber is currently contacting you by phone or mail. Your first step is to request they validate your debt. According to federal law Grant & Weber should comply with your debt validation request, within 30 days. To do this you will need to send a debt validation letter.
We would advise you to send your letter using U.S. certified postal mail. This will provide you with evidence that you did request validation. Grant & Weber will have to respond by providing you legal documentation that shows they are the owners of the your debt account.
If they are unable to validate your debt. Then the you are no longer legally responsible to repay the debt. Grant and Weber will have to stop contacting you. They will also have to notify the credit bureaus to clean credit items they reported about your account.
2. Negotiate A Settlement Payment
If your debt is validated and within the statute of limitations, 7 years for most consumer debts. Then you should negotiate a settlement payment. In exchange, for your settlement payment Grant and Weber must agree to stop reporting your account information to the credit bureaus.
It would be smart to negotiate the amount of your settlement payment. Often you will have an inflated total amount due on your debt account. This is a result of default interest rates and fees.
Grant & Weber will have no problem agreeing to stop reporting your account information. And they will happily accept less for a settlement payment. The exact amount you will have to pay will depend on a few factors including:
- How old your debt is?
- They type of debt?
- How much Grant & Weber paid for your debt?
3. Dispute And Remove Grant & Weber From Your Credit Report
Do you have bad credit from Grant and Weber on your credit reports? If so, you should file a credit dispute directly with all 3 of the major credit bureaus. You can file a dispute yourself by contacting each of the 3 credit bureaus.
This is your method to request that the credit bureaus investigate listings from Grant and Weber. You can also hire an expert credit attorney to do this for you and without paying a fortune! You can visit each credit bureau’s website to file a dispute online. You can also file a dispute by phone.
We strongly recommend that you use U.S. postal mail to file your credit bureau dispute. Once the credit bureaus get your dispute and find it valid they will investigate. And you will be notified of the results of their investigation.
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