It is incredible how a bad credit history can cause you to literally pay thousands of dollars through higher interest rates and fees. If you’re looking to repair a bad credit score or simply just improve your credit score so you can get approved for financing an upcoming purchase, there is no question that you […]
Credit Repair Help
Below you will find a variety of articles to help with bad credit. This includes debt items, charge offs, judgments, credit laws, and reviews of popular credit repair services. The bottom line is that you don't just have to live with a bad credit report. You can take action to remove negative information and get a good credit score without having to serve a full 7 year sentence.
Chexsystems works very similar to a credit bureau because banks and financial institutions will report information about their customers behavior. Your bank will report your account to Chexsystems if you have had your account closed with any unpaid fees or overdraft charges. What is Chexsystems? Chexsystems is essentially a method for banks to share information […]
Credit repair companies are going to work under a federal law called the Fair Credit Reporting Act. This law says you can dispute any item that you feel is inaccurate on your credit report. It also requires the credit bureaus to investigate your dispute. Lastly, it says an item can only remain on your credit […]
A charge off is when a lender says they can not collect a debt from you. It is a very serious item to have on your credit report. It frequently occurs with credit cards. This will happen to your account after six months of no payments on a credit card. You can also have an […]