The BuyRight prepaid card is issued as a debit MasterCard by MetaBank. This reloadable prepaid card will provide you the purchasing power of a major MasterCard without the expense of a credit card.
There is no credit check required for approval. However you will need to comply with the US Patriot Act. This means your identity can be verified and you are over 18 years of age.
The BuyRight prepaid card will be accepted for purchases online and over the phone. You can also use it to reserve a hotel room, Rent-A-Car, and make purchases everywhere debit MasterCard is accepted. You are given free direct deposit to load money onto your BuyRight prepaid card.
Additionally you get a free rewards program which will give you reward points for your spending. These points can be redeemed at iTunes, Red Box, Starbucks, and more. You will also get 24-7 online account access and customer service. You can sign up for online bill pay for free. Online bill pay will provide you a method to pay your bills and write personal checks from your BuyRight prepaid debit card account.
BuyRight Prepaid Card Fees
There is a $9.95 activation fee for the BuyRight prepaid debit card. Additionally you will be required to pay $7.95 as a monthly maintenance fee. These fees are slightly higher than standard but it may be worth it when you factor in the rewards program.
You are the only one that knows what is best for you. Before you apply for any prepaid card please read please read all the fine print. You can deposit money on your BuyRight prepaid card by using direct deposit for free. You are also able to use Green Dot MoneyPak, Money Gram express payments, bank wire transfer and more to load your BuyRight card.
You will will be responsible for some fees depending on which method you use to load your card. Unless you sign up for free direct deposit. This can give you access to your money up to 48 hours faster. Your BuyRight MasterCard account will be protected by a MasterCard $0 liability policy.
In case you’re card is lost or stolen you will not be held liable for the fraudulent charges. Additionally Metabank is a member of the FDIC and this will give you an added level of security and protection for your money.
BuyRight Card Application
To apply for the prepaid BuyRight card visit http://www.buyright.com/. You will need to provide you personal information like your name, address, phone number, and Social Security number. You will get to choose which prepaid MasterCard design you prefer this includes a gold card, black card, and white card.
Next you will get the BuyRight card in the mail in approximately 7-10 business days. Then you will need to visit a website address or call a toll-free phone number to activate your card. Lastly, just deposit money in your account and you can use your BuyRight prepaid card for purchases including online and over the phone.
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