ACE Elite Prepaid Visa Card

Ace Elite Prepaid Card ImageThe ACE Elite Card is a prepaid Visa card. According to their website it is a “convenient and secure way to control your money.”

This prepaid Visa debit card is a product of ACE Cash Express, a popular payday loan company. It is issued by MetaBank and they have partnered with NetSpend to provide you additional services.

How The ACE Prepaid Card Works:

1. Apply For Your Card

You will first need to apply online at You can also visit any Ace Cash Express retail location and apply in person. There is no credit check, instead you’re guaranteed approval.

However, you will have to comply with the U.S. Patriot Act. This means that your identity can be verified. All financial institutions must comply with this law and it’s standard operating procedure.

2. Activation

Once you get your ACE Elite prepaid card in the mail, your going to have to activate it. This is going to require you to go online or visit a website. You may also be able to call a toll-free 1-800 number. This is simply a security measure, to make sure that you receive your ACE Elite card, and not someone else.

3. Deposit Money On Your ACE Elite Card

Next, you will need to add money to your account. You can do this at any ACE Cash Express location. You can also visit a NetSpend reload location. These locations include: grocery stores, gas stations, MoneyGram and Western Union locations, and more.

Additionally you can use free direct deposit. You can directly deposit your: payroll checks, government payments, and even your tax refund. This can help you avoid check-cashing fees and provide you with quicker access to your money.

Where Is The ACE Elite Prepaid Card Accepted?

You can use your ACE Elite prepaid debit card online for purchases and it will also be accepted over the phone. You can use it everywhere you see the Visa logo displayed, this includes millions of locations and even all over the world.


Your money is FDIC insured and your card will be covered under the Visa $0 Liability Policy. This means that if your card is ever lost or stolen, you will not be held responsible for any unauthorized purchases.

Award Winning ACE Elite Prepaid Card

In 2012, the ACE Elite prepaid card won the “Pay Before Awards” for ‘best general-purpose reloadable program‘ and ‘top prepaid retailer‘. You will have 24/7 online account access and you can also sign up for an optional rewards program with your ACE Elite prepaid card.

You can sign up for free ‘any time alerts.‘ These are text messages that will give you an easy way, to manage your money and enable you to get your account information, at the touch of a button.

You can request this information by sending a text message and get updates about your: account balance, recent transactions, direct deposit payments, and more. If you sign up for and use direct deposit. You can also visit any one of the 1,600 ACE Cash Express retail locations nationwide and withdraw up to $300 a day.

This is a big benefit and given to you for free! The ACE Elite Card is issued as a pink card, black card, or you can have a custom card made with your favorite photo or design.

ACE Elite Prepaid Debit Card – Review

If you are considering a prepaid Visa debit card the ACE Elite Card, may be a great choice for you. They have a three prepaid debit card fee options including a pay-as-you-go plan. If you use direct deposit, you will pay a $5 monthly fee.

If you chose not to use direct deposit, you will pay a $9.95 monthly fee. However before you apply for the ACE Elite Card, please make sure to visit their website and read all the fine print.

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