How To Improve Your Credit Score

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Having bad credit, frankly it sucks! You feel embarrassed, every time your credit is checked. And you know you are throwing real money out the window on sky high interest rates. On the rare occasions when you do get approved for a new line of credit. If your sick of living this way, good. Below, […]

How To Check Your Credit Report

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You must be vigilant about checking your credit report to make sure that you don’t get slapped with errors, mistakes, and negative incorrect listings. In one study, it was found that 79% of all credit reports contain an error. If you have good credit, it is key to keep these mistakes from showing up on […]

Prepaid Debit Cards

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Prepaid debit cards are also called reloadable credit cards. You can only spend money that is in your account, and will not be able to go into debt. Many banking institutions provide these, along with major credit card companies, and many celebrities endorse these offers. Bank Prepaid Cards If you get a prepaid Visa or […]

Secured Credit Cards To Rebuild Credit

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Secured credit cards can be great tools to help you rebuild credit. This is because your account information is reported, monthly to all 3 credit bureaus. Providing you with the opportunity to create a record of positive on-time, monthly payments. In other words, it can help you with building good credit. What Is A Secured […]

How To Raise Your Credit Score

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There are 5 pieces of information that are used when your credit score is calculated. However, the key 2 pieces are your payment history and your available credit to debt ratio. These 2 items represent about 70% of your total score. This is where you should focus your effort, to raise your credit score. 1. […]

How to fix your credit

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If your suffering from a poor credit history it is essential that you are aware of the few items. In addition, we have included a few tips below to quickly fix your credit. 1. You don’t have to just live with bad credit for 7 long years It is funny to hear alleged experts claim […]

Bad Credit Is Like Being In Prison

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When you have bad credit it feels like you are stuck in prison. You are forced to pay high interest rates and have trouble getting approved for new lines of credit. According to the Fair Credit Reporting Act, your bad credit is only supposed to last 7 to 10 years. Once this time window expires […]

Direct Deposit Prepaid Debit Cards

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Are you looking for a good direct deposit prepaid card?

 Let’s review your choices to help determine what the best option is for you.

 If you are looking for a direct deposit card to use with payroll or employment checks. Then you have an endless list of choices for a prepaid reloadable debit card.

 Most […]

How To Rebuild Credit – The 5 Best Strategies

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Listed below are the best 5 strategies to rebuild your credit. This includes building credit and removing negative listings on your credit report. 1. Building Credit One of the easiest ways to build credit. Is paying your monthly bills on time, every month. The is going to start creating a trail of positive payment history […]