GC Services Debt Collection Agency – Fighting GC Collections

GC Services is one of the biggest collection agencies based out of Houston, Texas. They’ll service a multitude of types of consumer debt accounts including: student loans, telecommunications, utilities, retail, cable, satellite, and many more types. They’re both a first and third party debt collector with a specialization in charged off or late stage collections. […]

How Long Do Collections Stay On Credit Report

One of the most common questions is how long do collections stay on your credit report and the answer isn’t black or white. It’s only suppose to stay on your credit report for seven years, but that’s virtually never the reality. Debt collections often stay on your credit report for much longer and this is […]

CBCS Collections – How To Protect Your Consumer Rights

CBCS is an aggressive collection agency headquartered in Columbus, Ohio. They’ll service a variety of types of debt accounts and specialize in collection upon healthcare, utilities, government, and financial services accounts. It’s mission critical to understand your rights as a consumer and even more important to grasp exactly how to exercise your rights. Because the […]

Medical Bills On Credit Report – Consumer Help To Fight Back

If you’ve discovered medical bills on your credit report it’s important to know, you’re not alone. According to the Consumer Financial Protection Bureau (CFPB) roughly one in every five people have medical collections on their credit report, or around 43 million Americans. It’s surprising to learn that over 50% of these folks suffering have insurance. […]

Amcol Systems – 4 Tips To Protect Your Consumer Rights

Amcol Systems is a large and aggressive collection agency, headquartered in Columbia, South Carolina. They’ll collect and provide outsourcing solutions exclusively for hospitals, health systems, and physician care, according to their website. In other words, they specialize in medical debt collection. Amcol Systems was founded in 1976 and they claim to recover millions of dollars […]

How Long Does Bankruptcy Stay On Credit Report

It’s normal for you to believe that filing bankruptcy will cause you to be permanently branded with a big red B on your forehead. The truth is that a chapter 13 bankruptcy will stay on your credit report for seven years from the date you file. This is when you’re repaying a portion of the […]

Performant Recovery Inc. – 4 Steps For Consumers To Fight

Performant Recovery Inc. is one of the biggest third party collection agencies, headquartered in Livermore, California. This aggressive debt collector services a variety of types of consumer debt including: state and federal tax debt, defaulted student loans, heath care, and more. Performant Recovery was founded in 1976, but up until 2012 they were known as […]

How To Remove Bankruptcy From Credit Report

Recently we received a question from one of our members who for confidentiality purposes we’ll call Joe. His question is: “I have a bankruptcy due to medical bills after a serious car wreck and my question is, is it legally possible to remove a bankruptcy from my report? I’ve always been told a bankruptcy will […]

First Source Advantage – Fighting First Source Collections

First Source Advantage is a large and aggressive collection agency. They specialize on servicing many types of accounts including: charged off credit cards, medical bill collections, student loans, telecommunications, and more. They’re located in Amherst, New York and according to their website have over 1200 agents working for them, beginning in 1971. It’s mission critical […]

How To Boost Your Credit Score – 7 Proven Ways

Taking action to boost your credit score can be very overwhelming to put it mildly. There’s an abundance of conflicting information and this leaves most consumers feeling as if they’re living in the ancient biblical story of David versus Goliath. The purpose of this article is to cut through all the baloney and give you […]