Harvard Collection Services is an independent, third party, collection agency. They’re headquartered in Chicago, Illinois and were founded in 1982. They service a variety of types of consumer debt including: healthcare, government, financial services, telecommunications, utilities, and more. The purpose of this article is to share exactly how to deal with aggressive debt collectors, such […]
7 FAQs To Repairing Credit
The majority of people are beyond overwhelmed when they sit down and really examine how to repair credit. They’re not sure if they should pay off old debt collections, try and remove dings from their credit reports, or where to start. Naturally we want to believe our credit system is designed to reward financial responsibility […]
Delta Management Associates – 4 Consumer Steps To Navigate
Delta Management Associates is a large, third party debt collection agency. They’re headquartered in Chelsea, Massachusetts and were originally founded in 1986. They’ll service a wide variety of types of consumer debt and specialize in collection on higher education, government, and financial service accounts. This includes federal and private student loans, tax debt, court fees, […]
Poor Credit Score – How To Repair a Bad Credit Score
You know if you’ve a poor credit score because you can’t get approved for diddly. Life is one long string of no’s, rejections, and denials. Of course you can’t get a mortgage, heck getting approved for a rental property is a challenge. Now it may feel like your credit score is a single digit number, […]
Penn Credit – 4 Tips To Navigate Penn Credit Collections
Penn Credit is a large third party debt collection agency, originally founded in 1987 as the Penn Credit Corporation. They’re headquartered in Harrisburg, Pennsylvania and can legally collect debts nationwide. They’ll service a variety of types of consumer debt including: telecommunications, retail, financial services, medical bills, student loans, state government, and more. It’s mission critical […]
How To Clear Your Credit History
The purpose of this article is to share precisely how to clear your credit history and remove dings, negatives, and derogatory listings. Because this is causing you to have less than perfect credit. If you’re working to improve your credit score, you’ll need to simultaneously use your current accounts responsibly. This will create a trail […]
Leading Edge Recovery Solutions – Debt Collection Agency
Leading Edge Recovery Solutions is an independent debt collection agency, headquartered in Chicago, Illinois. They’ll perform both first and third party collections on a variety of types of consumer debts including: credit cards, automobile deficiencies, retail accounts, and more. Leading Edge Recovery Solutions was founded in 2003 and in 2014 they were acquired by Affinity […]
How To Get Collections Off Credit Report – Revealed
Debt collections are the most common type of bad credit and it’s damaging your credit worthiness. Anthony Sprauve the spokesman for FICO, the company responsible for calculating over 90% of all consumer credit scores, openly says collections on your credit report can damage your credit score by up to 100 points. If you’re working to […]
DCM Services – Debt Collection Agency
DCM Services is a large, aggressive, third party debt collection agency headquartered in Minneapolis, Minnesota. They were founded in 1999 and will collect a variety of types of accounts including medical debt, financial services, government, and more. DCM Services works exclusively to collect deceased individuals alleged debts. In other words, the only types of debt […]
How Long Does Bad Credit Last?
It’s an astoundingly common concern to want to know how long bad credit lasts and will stay on your credit reports. The Fair Credit Reporting Act (FCRA) says the maximum amount of time any item can legally remain on your credit reports is seven long years. Did you catch that? Seven years is the maximum […]
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